Retirement Calculator
Find out if your monthly investments will build a large enough corpus for a comfortable retirement, adjusted for inflation.
Your Details
How we calculate this
The corpus is sized with the same model Dhi's planning engine uses - not a round "25x" shortcut.
- We plan to age 85.
- Your expenses grow at your inflation rate till retirement; after it, spending grows at a gentler 5% a year (the "spending smile").
- After retirement your corpus earns 7% a year (a calmer, post-work portfolio).
- A 10% healthcare safety buffer is added on top.
- Till retirement, investments grow at your expected return; the monthly investment stays constant.
- Taxes aren't modelled. Planning estimate, not advice.
Retirement Projection
Projected Corpus
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Required Corpus
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Monthly Spend at Retirement (inflation-adjusted)
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Corpus Lasts Until Age
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Your money (build-up + drawdown)
What you'd need
Get a personalized retirement plan in the Dhi app.
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