Investing mechanics
How SIPs, funds, NPS, PPF and gold actually work, before choosing any of them.
Investing mechanics
Does the SIP date affect returns? Less than a bounced SIP
The SIP date barely affects returns: in Nifty 50 data from October 2006 to September 2026, ₹10,000 a month ended between ₹81.64 lakh and ₹81.93 lakh whichever date from the 1st to the 28th it went in…
Investing mechanicsStep-up SIP: 5%, 10% or 15% a year on ₹25,000, compared
Step up your SIP each year by about the rate your take-home pay rises, because that keeps the share of pay you invest steady, and go higher only if your raise leaves room after prices. On a ₹25 lakh…
Your cash flow, net worth and goals, in one place
Dhi answers money questions from your own numbers.
