Tax by season
Regimes, 80C, HRA, capital gains, TDS and the forms, in the order the year brings them.
How are mutual fund gains taxed? The rule for 5 fund types
Mutual fund gains are taxed by what the fund holds and when you bought the units. Equity funds pay 20% on gains from units held 12 months or less and 12.5% above ₹1.25 lakh after that; debt fund…
Tax by seasonHRA on rent paid to parents: when it beats the new regime
Yes, you can claim the HRA exemption on rent you pay a parent, as long as the parent owns the home, the rent is really paid and the parent shows it as income. The claim exists only in the old regime…
Tax by seasonMissed investment proof submission to HR? Cost at ₹25 lakh
If you miss your employer's investment proof deadline, you do not lose the deduction. Your employer takes the extra tax from your February and March pay, and you claim the deductions in your income…
Tax by seasonOld vs new tax regime: 4 deduction stacks at ₹25 lakh
For a salaried person on a gross salary of ₹25 lakh, the old regime costs less only when deductions and exemptions add up to more than ₹8,00,000; below that, the new regime, the default for FY…
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