Your personal AI that
understands your ₹
Dhi is your intelligent financial companion. Talk naturally about money, get personalized insights, and make smarter decisions — built for Indian finances.
Free to download. No credit card needed.
Money talks.
Dhi listens.
Natural Conversations
Ask anything about your finances in plain language. "Can I afford a vacation?" or "Am I saving enough?" — Dhi understands context.
Smart Goal Tracking
Set financial goals and get AI-powered guidance on how to achieve them. Track progress automatically with personalized recommendations.
Instant Insights
See your net worth, cashflow, and spending patterns at a glance. Dhi highlights what matters most with intelligent summaries.
What-If Scenarios
"What if I buy a car?" — Simulate financial decisions before you make them. See the real impact on your goals and retirement.
Privacy First
Your financial data stays yours. Bank-grade security with encrypted processing. No selling data, ever.
Gentle Nudges
Proactive insights that help you stay on track. Know when you're overspending or when it's a good time to invest more.
Plan smarter with
free financial tools
SIP Calculator
Calculate how much your SIP investments will grow over time.
Try it free →Goal Planner
Plan how much to invest monthly to reach your financial goals.
Try it free →Retirement Calculator
Find out if you're on track for a comfortable retirement.
Try it free →EMI Calculator
Calculate your monthly EMI for home, car, or personal loans.
Try it free →Get personalized insights and track your real investments in the Dhi app.
Built for how Indians manage money
Dhi understands the complexity of Indian finances — from multiple savings instruments to family financial planning. Whether it's tracking your PPF returns or planning for your children's education, Dhi speaks your financial language.
Education Planning
Track and plan for children's education expenses
Home Loan Intelligence
Optimize your EMIs and prepayment strategy
Retirement Ready
NPS, PPF, EPF unified retirement view
Smart Spending
Understand where every rupee goes
Simple as chatting
with a friend
Connect Securely
Import your bank statements or add accounts. Your data stays encrypted and private.
Ask Anything
Talk to Dhi naturally. Ask about spending, goals, investments — anything money.
Grow Smarter
Get personalized insights and watch your financial health improve over time.
Learn personal finance
What is SIP? A Beginner's Guide
Everything you need to know about Systematic Investment Plans and how they can help you build wealth.
8 min read PlanningRetirement Planning in India
A complete guide to planning a comfortable retirement with NPS, PPF, EPF, and mutual funds.
12 min read TaxSection 80C: Complete Tax Saving Guide
Maximize your tax deductions under Section 80C with the right mix of investments.
10 min read InvestingMutual Funds for Beginners
Start your investment journey with mutual funds — types, how to choose, and common mistakes.
9 min read SavingsEmergency Fund: How Much Do You Need?
Build a safety net that protects you from unexpected expenses and job loss.
7 min read BasicsThe Power of Compounding
Understand how compound interest works and why starting early makes a massive difference.
6 min readStart your financial journey today
Download Dhi and get AI-powered insights to make smarter money decisions.